How to make money on Instagram Reels (as of October 2026)

Shortsmith team · Updated

How to make money on Instagram Reels (as of October 2026)

The easiest way to earn directly from viewers on Instagram Reels is Gifts. You need a professional account, you must be 18 or older, and you need at least 500 followers in a supported country. Viewers buy stars and send them as gifts on your reels, and Instagram pays you $0.01 per star each month.

Before gifts, though, comes reach. Gifts and brand deals follow when your reels are shown to people who do not follow you yet. We re-read Instagram's help pages on Gifts, content monetization and recommendations, plus Instagram's creator blog, on October 12, 2026. This guide covers the Gifts requirements, the content that cannot be monetized, the reels Instagram is less likely to recommend, and how Shortsmith helps you make reels that stay original.

What do you need to receive Gifts on Reels?

Gifts only work on reels. Anyone, follower or not, can buy stars and send a gift to a reel they like, and only the creator sees which gifts arrived. Gifts are separate from badges, which pay creators during live videos, and Facebook Stars balances cannot be used for Instagram gifts.

RequirementDetails
AccountProfessional account
Age18 or older
FollowersAt least 500
PoliciesPartner Monetization Policies, Community Standards and Content Monetization Policies
Terms and payoutAgree to the Instagram Gifts Creators Terms and set up a payout account
CountriesListed countries, including the United States, the United Kingdom, Canada, Australia, India, Japan and South Korea
Payout$0.01 per star received, paid monthly
Source: Instagram Help Center, "How to earn money on Instagram Gifts". Checked October 12, 2026.

Watch out

Collaborative posts and accounts that mainly post content focused on children cannot earn from gifts. Gifts received before you set up a payout account show who sent them, but you cannot receive those earnings.

Reels that cannot be monetized

Gifts and other Instagram earning tools follow the Content Monetization Policies. The first line to read is about unoriginal content: creators can only monetize content they created, were involved in creating, or directly feature in, and content reproduced without meaningful enhancements such as commentary, parody or creative editing cannot be monetized.

The policies also list restricted categories that may face reduced or disabled monetization: debated social issues presented in a polarizing way, tragedy or conflict, objectionable activity such as crime or substance abuse, sexual or suggestive content, strong language, and explicit content such as wounds or medical procedures. Instagram notes that some of these subjects can still be monetized when they are handled in an explicitly uplifting way.

  • Not monetizable: content rated false by fact-checkers, disproven medical claims, reposts without meaningful enhancement
  • May be reduced or disabled: debated social issues, tragedy, criminal activity, sexual content, strong language, explicit content
  • Examples of meaningful enhancement: commentary, parody, creative editing

Reels that are less likely to be recommended

Instagram's creator blog says reels must be three minutes or less to be recommended. You can make reels up to three minutes, but longer videos will not be recommended to people who do not follow you. In the same post, Instagram says it is less likely to recommend reposts of a reel that is already on Instagram, content with noticeable watermarks, and accounts that regularly collect and reshare other people's content.

The Recommendations Guidelines say the same thing in policy language. Unoriginal content that is largely repurposed from another source with only minor edits and no added value counts as low-quality content and may not be recommended. You can check whether your account can be recommended in Account Status in the app, and request another review if you think it is wrong.

  1. Keep reels at three minutes or less if you want them recommended.
  2. Upload the original export, not a file downloaded from another app with its logo.
  3. If you use someone else's footage, add your own angle through commentary, story or editing.
  4. Check Account Status regularly to confirm your account can be recommended.

Beyond gifts: brand deals and your own products

Gifts are easy to unlock but rarely large. Creators who earn real income from Reels usually combine brand partnerships with selling their own products. When a brand pays you or sends products for a reel, you should add the paid partnership label so viewers know, and the brand can then use that reel in ads.

Brands look for accounts that publish watchable reels on a clear topic, consistently. Narrow your category, such as cooking, travel, pets or reviews, and keep a steady format and schedule. Editing every reel from scratch makes that hard to sustain, which is where the next section comes in.

Making original reels with Shortsmith

Add one long video to Shortsmith and it suggests three story angles, then builds a 1080×1920 vertical video from the angle you choose. A cut edit keeps the original audio, joins the key moments, and adds a title and question at the top and captions near the bottom. A script with AI narration adds commentary and a voice. Both add a question and a story order rather than simply trimming scenes, which brings them closer to what Instagram calls meaningful enhancement.

The image below shows frames from finished Shortsmith cut edits. The files contain no other app's logo, so you can post them straight to Reels, and if you connect your Instagram account in Shortsmith you can post them as reels from there. When you use other people's footage, pick videos licensed for reuse (such as CC BY) and credit the creator in your caption. Every example card on the Shortsmith home page shows its creator and license.

Frames from three Shortsmith cut edits: a title and question in the black band at the top, the original footage in the middle, captions below
Frames from finished Shortsmith cut edits (a professor's April Fools' prank, a floating street performer, a lobster unboxing; all sources licensed for reuse).

FAQ

How much do Instagram Gifts pay?

Instagram pays $0.01 per star you receive, monthly. One hundred stars is one dollar. You can see your earnings under Professional Dashboard, Your Tools, Gifts.

How long can a reel be and still be recommended?

Three minutes or less. Instagram's creator blog says reels must be three minutes or less to be recommended. Longer reels can still reach followers but are not recommended to new audiences.

Can I download my TikTok video and post it as a reel?

If it is your video you can, but avoid the file with the TikTok logo. Instagram says it is less likely to recommend content with noticeable watermarks. Upload the original export from your editor instead.

Can reels with AI narration be monetized?

Using AI does not block monetization by itself. Meta asks people to disclose realistic AI-generated content and adds an "AI info" label to it. Commentary that reflects your own point of view is also closer to the meaningful enhancement the monetization policies describe.

Are badges the same as gifts?

No. Badges are bought by viewers during live videos, while gifts are sent on reels. They are separate features with separate settings.

Sources

  1. How to earn money on Instagram Gifts — Instagram Help Center · checked
  2. Instagram content monetization policies — Instagram Help Center · checked
  3. Recommendations guidelines (Instagram) — Instagram Help Center · checked
  4. Tips for Improving Your Reach — Instagram Creators blog · checked
  5. Our Approach to Labeling AI-Generated Content and Manipulated Media — Meta Newsroom · checked

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